About Joe
A little about me
I believe homeownership begins with honest answers, patient guidance, and someone willing to stay beside you when the process becomes difficult.
I’ve worked in the mortgage industry since 2014, and I’m a 16-year veteran of the California Army National Guard. I bring both lending experience and a personal understanding of service to my role as a Community Ambassador with Operation T.A.G. Through Hometown Hero Credit™, I help Veterans and Active-Duty Service Members understand their VA home loan options and access a credit equal to 2% of the VA loan amount toward eligible closing costs.
My approach reflects Operation T.A.G.’s mission: Teaching • Advising • Guiding. I explain the process in plain language, communicate openly with buyers and their real estate agents, and work persistently to find solutions when unexpected challenges arise. I’ll tell you the truth, even when it isn’t the answer you hoped to hear, and help you determine the best path forward.
Clients have described me as knowledgeable, kind, responsive, honest, and wholeheartedly committed to helping. They appreciate clear communication, a steady presence through the ups and downs of a home purchase, and my efforts to keep stress as low as possible.
For me, the greatest reward isn’t simply closing a loan. It’s hearing a family say, “Thank you for everything,” and knowing Operation T.A.G. helped them find a place to call home.