Up to 100%
Financing may be available
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Frontline Hero Credit program
Medical Professional Home Loans
The Medical Professional Loan Program is a lender-provided financing option for eligible medical professionals. Operation T.A.G. can share information and connect interested applicants with an appropriately licensed lending professional.
No PMI
No mortgage insurance
Up to $2M
Loan amounts, subject to guidelines
Financing amounts and terms are established by the participating lender and are subject to underwriting and credit approval.
Published program guidelines
Loan features
Financing
Up to 100% financing may be available
Down payment
No down payment for qualifying 100% financing
Mortgage insurance
No mortgage insurance
Loan amount
$100,000 minimum; up to $2,000,000
Products
Fixed-rate and adjustable-rate options
Debt-to-income
Up to 50%
Credit score
Minimum 680
Transactions
One-unit, owner-occupied purchases and rate/term transactions
Minimum LTV
90.01%
First-time buyers
No first-time homebuyer restriction stated
Who may be eligible
Medical professions
MD
Medical Doctor
DO
Doctor of Osteopathy
DDS
Doctor of Dental Science or Surgery
DMD
Doctor of Dental Medicine
MD or DO
Doctor of Ophthalmology
MD or DO
Doctor of Psychiatry
PharmD
Doctor of Pharmacy
DVM or VMD
Doctor of Veterinary Medicine
DPM
Doctor of Podiatric Medicine
CRNA
Certified Registered Nurse Anesthetist with DNAP or DNP
Residents, fellows, interns
Holding one of the listed degrees
Applicants must meet applicable program criteria, including profession or degree, credit, occupancy, loan-to-value, debt-to-income, and lender underwriting requirements. Final eligibility is determined by the licensed lending partner.
A straightforward path
How it works
Talk with a licensed lending professional
Start by connecting with an appropriately licensed lending professional who can review your situation.
Confirm your eligibility
Your lending professional confirms program eligibility, including profession, credit, and occupancy requirements.
Get pre-approved
Your lending partner reviews income, assets, and debt to determine available financing options and loan amount.
Close with no down payment
Qualified buyers may finance up to 100% with no mortgage insurance, subject to lender guidelines.
Important disclosures
This is a mortgage product provided by a participating licensed lending partner, not by Operation T.A.G. Operation T.A.G. is a 501(c)(3) nonprofit and does not originate loans, quote rates or terms, or determine loan eligibility. The details above summarize the program guidelines provided for this website and may change. Rates, terms, underwriting, credit approval, property and occupancy requirements apply; not all applicants will qualify. Contact Operation T.A.G. to connect with a vetted, appropriately licensed professional. Lending services are provided by appropriately licensed lending partners, including PRMG (NMLS #75243). Equal Housing Opportunity.
Request a connection →Questions about this program?
Operation T.A.G. can share educational information and help connect you with the appropriate program contact or an appropriately licensed lending professional.