100% Financing
No down payment
Frontline Hero Credit
Medical Professional Loan Program
Homeownership benefits built for doctors, dentists and advanced-practice clinicians.
Connect With a Licensed Lending Partner →Frontline Hero Credit
Program Highlights
No Mortgage Insurance
No monthly mortgage insurance premium
Up to $2M
Loan amounts up to $2 million
Designed for medical professionals, this program offers up to 100% financing with no mortgage insurance, so qualified buyers can purchase a home without a down payment.
The details, plainly
Program Details
Financing
Up to 100% financing
Down Payment
No down payment (100% financing available)
Loan Amounts
Up to $2,000,000
Minimum Loan Amount
As low as $100,000
Product Types
Fixed and ARM products available
Debt-to-Income
DTI up to 50%
Mortgage Insurance
No mortgage insurance
Occupancy / Transaction
One-unit owner-occupied purchase and rate/term transaction allowed
First-Time Homebuyer
No first-time homebuyer restrictions
Credit Score
Minimum 680 credit score
Minimum LTV
90.01%
Medical Professional Loan Program
Who Qualifies
MD
Medical Doctor
DO
Doctor of Osteopathy
DDS
Doctor of Dental Science or Surgery
DMD
Doctor of Dental Medicine
MD or DO
Doctor of Ophthalmology
MD or DO
Doctor of Psychiatry
PharmD
Doctor of Pharmacy
DVM or VMD
Doctor of Veterinary Medicine
DPM
Doctor of Podiatric Medicine
CRNA
Certified Registered Nurse Anesthetist (CRNA with DNAP or DNP)
Residents / Fellows / Interns
Medical residents, fellows, or interns holding one of the above degrees
A straightforward path
How It Works
Talk With a Licensed Lending Professional
Start by connecting with an appropriately licensed lending professional who can review your situation.
Confirm Your Eligibility
Your lending professional confirms program eligibility, including your profession, credit and occupancy requirements.
Get Pre-Approved
Your lending partner reviews income, assets and debt to determine your financing options and loan amount.
Close With No Down Payment
Qualified buyers may finance up to 100% with no mortgage insurance.
Please review before applying
Important Disclosures
Operation T.A.G.™ is a 501(c)(3) nonprofit organization and is not a lender. Operation T.A.G. does not originate loans, quote mortgage rates or terms, or make eligibility determinations. All mortgage loan terms, including financing percentages, loan amounts, product types, debt-to-income limits, credit score minimums, LTV requirements and the availability of mortgage insurance waivers, are set and provided by appropriately licensed lending partners, including PRMG (NMLS #75243). Program guidelines, restrictions and availability are subject to change and are subject to credit approval. Not all applicants will qualify. Equal Housing Opportunity.